Pinoy Fund Runners

That depends on your financial goal and investment preferences.







To interpret this table, here is a good example:

If your main concern is more focues on income protection rather than your investment returns, avail on Term Insurance only.

If your main concern is investment and your investment preference is more aggressive with the understanding of higher potential returns, opt on getting Variable Universal Life.

Those who are thinking of getting Endowment or whole life as a means of investing, you may want to reconsider on getting Variable Universal Life instead. The investment return is very low but higher than what is offered by the bank. Whole Life and Endowment is only for people who are realy UBER conservative.